Matthew 18:21-35

²¹ Then Peter came up and said to him, “Lord, how often will my brother sin against me, and I forgive him? As many as seven times?” ²² Jesus said to him, “I do not say to you seven times, but seventy-seven times.

²³ “Therefore the kingdom of heaven may be compared to a king who wished to settle accounts with his servants. ²⁴ When he began to settle, one was brought to him who owed him ten thousand talents. ²⁵ And since he could not pay, his master ordered him to be sold, with his wife and children and all that he had, and payment to be made. ²⁶ So the servant fell on his knees, imploring him, ‘Have patience with me, and I will pay you everything.’ ²⁷ And out of pity for him, the master of that servant released him and forgave him the debt. ²⁸But when that same servant went out, he found one of his fellow servants who owed him a hundred denarii, and seizing him, he began to choke him, saying, ‘Pay what you owe.’ ²⁹ So his fellow servant fell down and pleaded with him, ‘Have patience with me, and I will pay you.’ ³⁰ He refused and went and put him in prison until he should pay the debt. ³¹ When his fellow servants saw what had taken place, they were greatly distressed, and they went and reported to their master all that had taken place. ³² Then his master summoned him and said to him, ‘You wicked servant! I forgave you all that debt because you pleaded with me. ³³ And should not you have had mercy on your fellow servant, as I had mercy on you?’ ³⁴ And in anger his master delivered him to the jailers, until he should pay all his debt. ³⁵ So also my heavenly Father will do to every one of you, if you do not forgive your brother from your heart.”

In the name of Jesus. Amen.

Jesus said to Peter, “No, forgiving seven times isn’t enough. Instead, seventy-seven (or it could also be translated ‘seventy multiplied by seven’) times.” Now, Jesus doesn’t mean that you forgive and forgive and forgive, but when you get either to 76 or 489 forgivings (sic) you warn the other person, “Listen buster, you’ve only got one left.” Nope, let the forgiveness flow freely.

Before we consider the parable, we have to do some conversions. Two different servants have two different debts. Servant 1 owes the king 10,000 talents. A talent was originally a unit of weight that later became a unit of coinage, and the value of that coinage would change a lot. Most resources say that one talent is equal to twenty years of pay for the average worker. So, imagine your annual income, double it, and slap five zeros on the end of it. That’s what the first servant owed the king. Even if he lived and worked every day for 2,000 years giving every penny to the king, it would only shave off a 1% sliver off his debt.

Servant 2 owed a debt to servant 1 to the tune of 100 denarii. Now, this is still a significant amount of money. The average worker earned one denarius per day. So, we’re talking about a little over 3 months’ worth of pay. Significant yes, but a manageable amount. It is totally conceivable and reasonable that someone can pay off a debt of 100 denarii.

Now, the three main characters in the parable are obvious: the king, servant 1, and servant 2. But as we consider the parable today, I want you to imagine yourself in the roll of one of the minor characters. Imagine you are one of the other servants.

The king has called you and all the servants who owe him money to the castle. You are standing in line outside the king’s office. You compare debts with the other servants. You are a little nervous because you don’t know what the king is going to do about your debt. Now, imagine you are standing in line behind servant 1 who owed the 10,000 talents, and you know how large his debt is. He goes into the king’s office, but you don’t know what is happening behind that door. You want to catch a glimpse of servant 1 as he comes out because his demeanor will give you an indication of how it is going to go for you. If he’s smiling or skipping, you’d have a sense of relief because you’d know that the king is in a good mood and your meeting with the king might not be so bad.

Finally, the door opens. Servant 1 comes out of the king’s office, he immediately runs over to servant 2, wrings his neck, and demands that the guy pay him everything. What are you going to conclude about how his meeting with the king went? He didn’t come out in shackles to be led to the prison, but he wasn’t happy. Seeing his treatment of servant 2, you would probably assume that the king had not forgiven his debt and demanded full payment. You would probably deduce that the king gave him some time – maybe a couple of weeks or months – to pay off the debt.

Dear saints, that’s the problem of refusing to forgive.

If people don’t know what happens here in this sanctuary, the only clues they have would be to watch how you act when you aren’t here. So, as others watch you, what will they conclude about what has happened here? What would they think about your king? Would they figure that He demanded that you pay? Would they think He is gracious and merciful, or would they assume that He is a King who demands that all debts get paid?

Dear saints, God wants to be known for His goodness. God wants to be known by His mercy. God wants to be known for His willingness to freely forgive. And if you refuse to forgive those who have sinned against you, what does that say about your God and King?

All this is to say, dear saints, that you, as forgiven servants of the King, are called to live out the forgiveness you have in Christ. This can be a difficult thing because it goes against our nature to forgive. But the cure of our unforgiveness doesn’t come from being beaten down by calls to forgive. The cure for our unforgiveness is to have a right understanding the massive debt that each of us owe to God. When we wrongly think that have only a little debt of sin, we can only have a little Savior. Jesus didn’t go to the cross because you were a few bucks short of your heavenly entrance fee. He went to the cross because your sin was so great that you are too dead to even see the gates.

Sin – all sin – is against God (Ps. 51:4; 1 Cor. 8:12). Every day, you and I rack up an unimaginable, incalculable debt of sin. And when God calls you in to settle accounts what does He do? Because of Jesus’ death on the cross, God simply wipes it out. Because of Jesus, as far as God is concerned, your debt of sin never existed.

Jesus completely erased your debt by the shedding of His blood. He went to Calvary, not so you would have enough time to get your act together and become a better person. He went to raise you from your deadness in sin. When you were lost, powerless, and dead, Jesus made all – not just a portion – all of your debt His own. And on the cross, He killed and cancelled that debt. Jesus who knew no sin became sin for you (2 Cor. 5:21) and He bore all your sins in His body upon the cross (1 Pet. 2:24). And now the grave is empty. Your debt of sin has been erased in the death and resurrection of your Savior.

You are forgiven. Jesus didn’t die just to get you to a zero balance; He came to erase your debt and fill your account with His righteousness. His mercy is complete. He has paid and absorbed all your debt, and you owe Him nothing. There is absolutely nothing left for you to pay, and there is nothing you could do to even begin to pay Him back. Even the thought of paying Him back is offensive because what He has done is so complete, so wonderful, and so merciful.

Now, when your neighbor sins against you and you feel the hurt and pain of those transgressions against you, don’t reach out your hands to grab your neighbor by the throat. Instead, let the nail-scarred hands of Jesus remove your hands from around your neighbor’s throat and make you right and at peace with Him and your neighbor.

There is no denying the fact that forgiving others is a difficult thing to do. Sin is a debt, and that debt must be paid. Forgiving others is absorbing the debt that is owed to you. The pain that comes from the sins of others is real and often terrible. It is always tempting to our old nature to hold a grudge, to make them pay, to construct a prison in our minds, and to put the offender into it. But the only thing that prison will ever hold is you. Unforgiveness imprisons you in a space where there is only judgment. Dear saints, unforgiveness is hell.

To forgive means ‘to send away.’ The only way to be freed from the pain and hurt of sin that others commit against you is to forgive it, release it, and send it away.

Forgiving others does not mean you approve what they have done. Forgiveness means that the offense has hurt you, but you won’t return the pain upon them with judgment. And forgiveness isn’t a license for the other person to continue sinning. The biggest lie the devil will ever tell you is that forgiving someone will just encourage them keep sinning against you, taking advantage of you, and making you a doormat. That satanic lie is a sneaky attack on God’s forgiveness. Is God worried about His forgiveness encouraging you to sin? Nope! Absolutely not. He forgives you fully and freely.

Dear saints, God’s forgiveness of you is a living, life-giving thing. No matter how much and how often you come under His debt with your sin, God gives you His mercy and forgiveness. God remembers your sins no more (Jer. 31:34). Because of Jesus, your sins are released from you as far as the east is from the west (Ps. 103:12). God has shown you, what is good and what He requires of you. Do justice, and love mercy, and walk humbly with your God (Mic. 6:8). Let that full, free forgiveness that God has given you in Christ be the key that opens the gates of your forgiveness toward others. Amen.

The peace of God, which surpasses all understanding, will guard your hearts and minds in Christ Jesus. Amen.